How Much Are Money Orders at Safeway? Uncover the Cost Today!

7 min read

Jettie Bode, Senior Money Writer


When it comes to conducting financial transactions with security and ease, money orders are a reliable option. They’re widely used for payments where personal checks might not be accepted or when cash poses a risk. For those who frequent Safeway for their groceries and other essentials, having the ability to also take care of financial tasks such as purchasing a money order can be a convenient way to multitask. In this detailed guide, we’ll delve into the specifics of purchasing a money order at Safeway, breaking down the costs and offering insights into why it’s a service worth considering.

Money orders offer a significant advantage because they are prepaid, which means they carry less risk for the party receiving the payment. If you’re looking to obtain a money order at Safeway, it’s essential to understand the fees, the process involved, and any limitations that may come into play. Whether you’re paying rent, settling a debt with a friend, or dealing with a company that requires a guaranteed form of payment, knowing the cost of a money order can help you budget effectively.

Understanding Money Orders: A Primer

Before diving into the costs and details of obtaining money orders from Safeway, let’s first get a clear picture of what a money order is and why it’s a preferential form of payment for many individuals.
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A money order is a paper document, similar to a check, used for making payments. However, unlike a check, it’s a prepaid instrument. This means that the funds are guaranteed by the issuer of the money order, which in turn provides a sense of security for the payee. They are widely accepted, easily tracked, and since they don’t contain personal information like a personal check, they’re considered more secure.
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Key Features of Money Orders:

  • Prepaid Nature: The issuer requires the purchaser to pay for the money order upfront, ensuring that the funds are fully available when the recipient cashes it.
  • Security: Money orders don’t reveal sensitive bank details, making them less prone to theft and fraud.
  • Widely Accepted: Many organizations and individuals accept money orders because they carry less risk compared to personal checks.
  • Trackability: Buyers can track money orders to confirm if they’ve been cashed, providing a clear record for financial management.

The Cost of Convenience: Safeway Money Order Fees

As convenient as it is to pick up a money order while shopping for groceries, there’s an associated price for this service. Safeway, like other retailers, charges a fee for purchasing a money order.
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The cost of a money order at Safeway varies depending on the store location and the amount of the money order. Although fees can differ, there are usually baseline prices that you can expect. As of the most recent information available, Safeway generally charges around $0.59 to $0.99 per money order.

Factors Affecting Money Order Costs:

  • Location: Some Safeway stores may have slight variations in fees based on state regulations or store policies.
  • Money Order Limit: There’s usually a maximum limit for each money order, oftentimes set at $500 or $1,000. If your payment exceeds this, you’ll need to purchase additional money orders, incurring more fees.
  • Payment Method: While cash is a common way to purchase money orders, some stores may allow you to use a debit card, which may result in additional fees from your bank.

Detailed Costs:

  • Base Fee: Expect to pay a baseline fee for each money order purchased.
  • Additional Money Orders: For payments over the limit, additional fees apply for each separate money order needed.

How to Purchase a Money Order at Safeway

The process of buying a money order at Safeway is straightforward and swift, ensuring you can complete the transaction with minimal hassle.
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Step-by-Step Guide:

  1. Locate the Customer Service Desk: Money orders are typically sold at the customer service area.
  2. Provide Payment: Have cash or a debit card on hand to pay for the amount of the money order, along with the fee.
  3. Fill Out the Money Order: Complete the money order with the recipient’s name and any additional details.
  4. Keep the Receipt: Always retain the detachable receipt portion, as this is required for tracking the money order or reporting any issues.

Filling Out the Money Order:

  • Recipient’s Name: Write the name of the person or business receiving the money order.
  • Purchaser’s Information: Include your address and signature where indicated.
  • Payment Details: Some money orders have a section for noting the account number or payment purpose; fill this out if applicable.

Limitations and Cautions When Using Safeway Money Orders

While purchasing a money order at Safeway is indeed a convenient service, there are some limitations that buyers should be aware of.
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  • Purchase Limits: There may be a cap on the amount for each money order, necessitating multiple purchases for larger payments.
  • Availability: Not all Safeway locations may offer money order services; it’s important to check with your local store.
  • Operating Hours: Money order services are bound by the operating hours of the customer service desk.


  • Keep Your Receipt: Losing the receipt can pose issues if you need to track or cancel the money order.
  • Fill Out Promptly: Complete your money order immediately to prevent it from being misused if lost or stolen.
  • Be Aware of Scams: Only send money orders to trusted entities to avoid falling victim to fraudulent activities.

Benefits of Using Money Orders for Transactions

Using a money order for transactions comes with several advantages that make it an attractive option for many consumers. Here are some of the key benefits:
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Security and Safety:

  • No Tied Bank Account: Money orders don’t disclose your bank account details, offering increased privacy.
  • Guaranteed Funds: Since money orders are prepaid, the recipient can be assured that the funds are available and legitimate.

Convenience and Acceptability:

  • Purchase with Cash: For individuals who prefer to use cash, money orders convert cash into a form that’s accepted by recipients who might not take cash directly.
  • Accessibility: With various locations such as Safeway offering money order services, acquiring one is often convenient and easy.

The Bottom Line: Is a Safeway Money Order Worth It?

Taking stock of the costs, convenience, and limitations of Safeway money orders is critical for determining if it’s the right choice for your payment needs. Whether you’re someone who values the added security of a prepaid payment method or you’re looking for a straightforward way to pay a bill while also picking up your weekly groceries, purchasing a money order at Safeway could be a wise financial maneuver.

Weighing the Costs Against Benefits:

  • The small fee for a money order (typically under a dollar) at Safeway could be justified by the peace of mind and convenience it provides.
  • For those without a checking account or those who are seeking to avoid the potential of bounced checks, a money order is a solid alternative for making payments confidently.

Determining Worth:

  • Assess Convenience: If you shop regularly at Safeway, coupling your errands with the purchase of a money order can save time.
  • Consider the Security: Considering the security factor, it may be sensible to leverage the money order option for confidential payments.
  • Analyze Your Needs: Identify if your payment amount aligns with the limitations at Safeway and decide accordingly.

In conclusion, money orders remain a favored and conventional form of payment, combining reliability and simplicity. Safeway provides this service alongside its vast selection of groceries and goods, making it a one-stop solution for your shopping and financial transaction needs. With transparent pricing and accessible locations, Safeway’s money order service underscores why it continues to be a popular choice among consumers today.
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Jettie Bode, Senior Money Writer
Jettie Bode

About the Author Jettie Bode is a Senior Money Writer at our blog. With years of experience in finance and